LifeLock’s identity theft, alert, and recovery services are meant to detect problems and help you get back to work, but they – and other similar services – cannot prevent identity theft.
LifeLock now goes beyond credit monitoring and identity theft through its relationship with Norton, who has long been in the computer antivirus software business.
Apart from all these features, many people are still wondering about how much does LifeLock cost? And this should be a concerning matter for people.
It is important to understand that identity theft services report you when your identity has been compromised most of the time.
Norton’s website LifeLock acknowledges this and adds that LifeLock does not track all transactions across all companies. No service can completely replace good cyber hygiene practices and verification statements.
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Services offered by LifeLock
LifeLock is an identity theft protection service. The services offered by LifeLock are as followed:
- It can watch out for any identity threats, and you can rest assured
- Immediately notifies you if any danger is detected
- It will recover any damaged or corrupted files on the identity
LifeLock doesn’t protect you from identity theft. He will only find out and let you know if something is suspicious. That way, you can stop it before any further damage occurs.
If you become a victim, LifeLock will help you solve problems, recover lost money, and restore your records. Wondering how much does LifeLock cost? LifeLock offers plans starting at $9.99 per month. These plans go up to $25.99 per month.
If you purchase an annual subscription in advance, you will receive a discounted monthly price. After the first year, plans are renewed at a higher fee. Only one user is allowed per plan.
All annual memberships come with a 60-day money-back guarantee.
How LifeLock standard works?
It is LifeLock’s most basic plan if you are worried about how much is Lifelock. The standard program oversees credit bureaus and offers up to $25,000 in damages for stolen funds. It has the following fraud monitoring features:
- Monitoring credit at the office
- Dark Network Monitoring: Scans Dark Network for your private data
- LifeLock Monitor Monitor: Scan websites to find people for your information
- Notice about changing USPS address
- Wallet Loss Protection: Help you cancel your bank card, chequebook, driver’s license, etc. if you lose your wallet
If you are a victim of identity theft, LifeLock offers a multi-million dollar protection package. The standard plan includes:
- $25,000 Stolen Refund: Recover your stolen funds from fake bank accounts, investment account withdrawals, filing tax returns, etc.
- $25,000 Personal Expense Compensation: Reimburses expenses incurred for travel and lost wages due to identity theft.
- US$1 Million Lawyer Coverage: Covers attorney and professional fees to settle your case. LifeLock will provide attorneys and other experts as needed.
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How LifeLock Ultimate works?
Clark Howard LifeLock’s ultimate plan provides complete protection. It is the only plan that oversees all three credit bureaus.
The final program will also give you $1 million to recover stolen funds and $1 million in compensation for personal expenses. You get VPN security and protection for unlimited devices and 500 GB of cloud computing.
In addition to all the other safety features, you also get:
- 401(k) and investment account monitoring
- Bank account takeover and new account notification
- Search the internet for file sharing
- Report from sex offender register
- Annual credit report and evaluation by three agencies
Some advantages of using LifeLock
LifeLock provides extensive monitoring and alerts, which is useful when you don’t have the time or desire to monitor your funds and other suspicious accounts.
It also searches your data on the dark network. While this data cannot be erased, you can proactively take steps – such as changing your password or notifying the issuing authority, such as your driver’s license – to make it less useful.
This is especially useful if you know you are at high risk because you have been a victim of identity theft or want some surveillance that you can’t or don’t want to do yourself, such as being a victim of identity theft.
A great way to deal with viruses and identity theft easily. It can be cheaper and easier to use than two separate services to perform these tasks because the systems are designed to work together.
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Some disadvantages of LifeLock
The price is worrying, and most people wonder how much does LifeLock cost? And the cost is high. If you’re on a tight budget, consider using free methods to keep yourself from being a target.
You can use LifeLock’s many identity theft protection services yourself for free:
- Frequently checking your credit accounts online, reading reports, and setting up activity alerts on your financial statements can quickly help you find suspicious activity.
- You can update to protect your password and use two-factor authentication.
- You can track changes in your credit score and view your credit report online for free at sites like NerdWallet.
- If you have been a victim of identity theft, a free private recovery line can be found at IdentityTheft.gov.
Is it worth the cost?
At $10 per month, LifeLock is not cheap. But is LifeLock worth it?
Remember, LifeLock doesn’t prevent identity theft. It just monitors suspicious activity and warns you so you can take action before something worse happens.
Only the highest plans offer complete protection. Lower tiers still leave a lot of gaps in the layers, essentially rendering them semi-unusable. Monitoring credit reports alone still leave many loopholes for fraud.
You can monitor your balance for free if you want to spare some time. However, Norton 360’s security plan is not a bad thing. Lifelock cost around $99 a year; it’s a decent deal to get antivirus and VPN protection for your device.
The true value of LifeLock is that you become a victim of identity theft. This is already a stressful situation, and you may not know how to deal with it. LifeLock offers expert assistance, recovers your stolen funds, and helps you repay your loan.
Bottom line
LifeLock is worth considering when you want peace of mind that someone is dealing with an identity threat. And if you do become a victim, LifeLock will help you get your life back on track.
Keep in mind that lower rate plans are not exhaustive, so you may still have to monitor the other two credit reports yourself.
